Terms and conditions for the use of Hyundai India Insurance Broking Private Limited’s website:
Thank you for visiting our website. Please read the Terms & Conditions, Privacy Policy of Hyundai India Insurance Brokering Private Limited (hereinafter referred to as "HIIB", "we", "us" or "our"), carefully before accessing or using this or any other website of HIIB, hereinafter collectively referred to as "Website" (Web Site means the portal located at the URL www.HIIB.in).
Your acceptance of the Terms of Use contained herein constitutes the Agreement for the Purpose as defined hereunder. The Acceptance of Terms of Use will be between You and Hyundai India Insurance Broking Private Limited (HIIB) which is facilitating provision of the services, other than those which are otherwise specifically provided by each of the Companies on their respective web pages/ sites to you.
In terms of the information Technology Act, 2000 (as amended from time to time), this document is an electronic record. By accessing or using the Website you have confirmed that you have read, understood, and bound yourself by these Terms of Use. If you do not accept any of the Terms & Conditions stated herein, do not use the Website. Clicking "I Agree" to "Terms & Conditions", shall be considered as your electronic acceptance of this Agreement under Information Technology Act 2000. You should also review the HIIB Privacy Policy before using the Website.
Your continued usage of the facilities from time to time would also constitute acceptance of the Terms of Use including any modification or revision of these Terms & Conditions, updated at any time on this webpage. These Terms of Use shall apply to the access and use of the Website and all associated web pages/sites which are linked with Hyundai India Insurance Broking Private Limited (“Website”). You will be subject to the rules, guidelines, policies, terms, and conditions applicable to any facilities that are provided by this Website and all associated web pages / sites, and they shall be deemed to be incorporated into these Terms of Use and shall be considered as part and parcel of these terms of Use.
You also agree and acknowledge that unless specifically provided otherwise, these Terms of Use only apply to this website and the services/ facilities provided on this Website. All of the Companies may have their own individual web pages/ sites which are owned by the respective Companies and the facilities offered by the respective Companies will be governed in accordance with the terms and conditions posted on those web pages/ web sites which you would be bound by, while availing the facilities/ services of the said respective Companies through their respective web pages/ sites or otherwise in any other mode as the case may be.
This website is controlled and operated from India and there is no representation that the material/ information provided herein are appropriate or will be available for use in other locations. This Website can be viewed anywhere in the world, but it is intended for use only in India. If you use this Website from outside India, you are entirely responsible for compliance with all applicable local laws. There is no warranty or representation that a user in one region may obtain the facilities of this website in another region. The Website contains information regarding HIIB, its product range, promotional programs, services, offers etc. and are offered for the use of citizens of India only. The promotions, programs, services etc. described on the Website are available only in India and all pricing information referred to in the Website is in Indian currency.
In your use of the Website, you may enter into correspondence with, purchase goods and services, or participate in promotions of advertisers or members or sponsors of the website, including those of Companies. Unless otherwise stated any such correspondence, purchase or promotion, including the delivery of and the payment for goods and services and any other term, condition, warranty or representation associated with such correspondence, purchase or promotion, is solely between you and the applicable Companies and or third parties.
You agree that HIIB/ Companies have no liability, obligation, or responsibility for any such correspondence, purchase or promotion between you and any other Companies and / or third parties.
You warrant that you are at least 18 years of age and possess the legal authority to enter & use the Products & Services offered on the Website in accordance with the terms & conditions mentioned herein. If you do not qualify, you may not use the Services or the Site. Your electronic consent by way of accepting these terms of use, represents that you have the capacity to be bound by it, or if you are acting on behalf of any person, you have the authority to bind such person.
You agree that these Terms of Use may be subject to change/ modification for such reason as HIIB may deem fit and proper, including but not limited to comply with changes in law or regulation, correct inaccuracies, omissions, errors or ambiguities, reflect changes in the process flow, scope and nature of the services or customer requirements. After any change, the terms will be updated in the website. Your continued use of the facilities on this Website constitutes acceptance of the changes and an Agreement to be bound by the Terms of Use as amended. You can review the most current version of the Terms of Use at any time by clicking the Terms and Conditions link on the Website. No fee will be charged for the use of this Website.
Insurance is a subject matter of Solicitation. No Information on this Website shall constitute an invitation to use the services of HIIB. The information is meant for general purposes only or to meet statutory requirements or disclosures. HIIB or any of its employees are in no way liable for the use of the information by you, when making any decision for purchase of insurance policies.
You are hereby granted a nonexclusive, nontransferable, limited license to view and use information retrieved from the Website, which is provided solely for your personal purposes only. Except as expressly provided above, no part of the Website, including but not limited to materials retrieved there from and the underlying code, may be reproduced, republished, transmitted, displayed, posted or distributed in any form or by any means. In no event shall the materials from the Website be stored in any information storage and retrieval system without the prior written permission of HIIB. You hereby warrant that you will not
In this website, HIIB provides users with access to information primarily about Insurance products and services and related services (including but not limited to renewals) (the “Service”). The availability of the information on the web site does not constitute a recommendation by HIIB, to buy any policies etc. discussed therein by HIIB or any of its personnel. Any decisions will be based solely on your own evaluation of the policies / products sourced by HIIB, and your need for the same. While adequate care would be taken to ensure completeness, accuracy etc. of the information / services provided, neither HIIB nor any of its personnel shall in any circumstance be liable for any loss or damage caused as a result of your reliance on information obtained through the web site. It is your sole responsibility to evaluate the completeness, accuracy or usefulness of any opinion, guidance or other content made available on the web site and you should consult your own consultant / advisor, legal counsel, business Advisor and tax Advisor as to the legal, business, tax and related matters concerning any policies with respect to which guidance is sought or given.
By making use of this site, and furnishing your personal / contact details, you hereby agree that you are interested in availing and purchasing the Service(s) that you have selected. You authorize HIIB to call, send SMS, messages via WhatsApp or any other electronic application means, and email on the contact number and email ID (made available by you on our website) to understand your interest in the selected products and Service(s) (like renewals, reminders, alerts, precautionary messages etc.) and to fulfil your requirements. You authorize us to call, send SMS, message via electronic means or email you for the mentioned purpose, irrespective of whether you register with the NDNC registry. HIIB may from time to time send by e-mail or otherwise, general information related to insurance products.
You also agree that HIIB reserves the right to make your details available to its partners and service providers, who may contact you for information, for sales, survey, feedback, complaint resolution etc. through email, telephone, WhatsApp and/or sms.
To the extent that the Website may contain links to advertisement banners, information about outside services and resources offered by third parties, HIIB does not control the availability and content of those outside services and resources. Any concerns regarding any such services or resources, or any link thereto, should be directed to the particular service or resource. HIIB provides these links only as a convenience and HIIB's hyperlinking and inclusion of such third party websites does not imply HIIB's endorsement of the materials on such third party websites or any association with their operators.
The Website may link to other HIIB sites and such HIIB Sites may have separate terms and conditions, which are in addition to these terms and conditions. In the event of a conflict between the Website and such other HIIB Site, the terms and conditions of such HIIB Site will prevail over the Terms and Conditions of the Website only to the extent of any inconsistency.
We may provide you with various insurance solutions and options, which are generally available based on the inputs / answers provided by you on questionnaires or your investment profile etc. You authorise us to use/disseminate the information to provide the Financial Solutions; however, it is not necessary for you to act on it. The information provided may be used at your discretion for your personal purposes.
Specific information regarding the policies should be vetted against the brochure or policy documents provided mandatorily by insurance companies on their respective websites before you make any purchase. HIIB will not be held liable for any damage or loss arising out of the policies purchased through our website. Information provided in this site is meant to help visitors arrive at a better informed decision. This site should be used to compare different product offerings of Insurance companies and to purchase insurance cover. The visitor should make an independent verification with the Insurance companies to verify the claims made in the policy before making any purchase. The content, products, and services published on this site may have inaccuracies or errors, including pricing errors. We do not guarantee the accuracy of information and disclaim all liability for any errors or other inaccuracies relating to the information and description of the content, products, and services. We expressly reserve the right to correct any pricing errors on the site. HIIB makes no representations about the suitability of the information, software, products, and services contained on this site for any purpose, and the inclusion or offering of any products or services on this site does not constitute any endorsement or recommendation of such products or services.
The decision to Buy and/ or Apply for a policy is at the sole and complete discretion of the user and HIIB cannot guarantee or can be held liable for loss or damage caused by claims made by insurance companies through their agents, partners, products or services, directly or indirectly.
Additional terms and conditions will apply to your purchase of Services that you select. Please read these additional terms and conditions carefully. You agree to abide by the terms and conditions of purchase imposed by any service provider (“insurance company”) with whom you elect to deal, including, but not limited to, payment of all amounts when due and compliance with the service provider’s rules and restrictions regarding use of products, and/or Services. You agree that any violation of any such service provider’s rules and restrictions may result in (i) cancellation of your purchase(s),(ii) your being denied access to the applicable service(s), (iii) your forfeiting any monies paid for such Services, and/or in our debiting your account for any costs we incur as a result of such violation.
HIIB and/or its business partners/third parties reserve the right, in their sole discretion, to establish acceptable payment methods requiring payment for specific services or products, including via mobile application. You are solely responsible for charges owed for all goods and services booked and/or purchased through the Website, including, but not limited to, applicable taxes, charges and any other costs. If you are making online payments of any kind, you represent and warrant that (a) any credit card, debit card and bank account information you supply is true, correct and complete, (b) the card was issued in your name and charges incurred by you will be honored by your credit/debit card company or bank. Furthermore, you agree and authorize us to: (i) submit a transaction using the card or financial information provided, (ii) in the case of automatic recurring transactions, submit a transaction on a recurring basis (e.g., monthly or annual basis) for renewals, (iii) if necessary, bill you, in a prorated manner (as required), in accordance with the particular fee terms for the product or service you are purchasing or enrolling in, and (iv) if necessary (and applicable) bill your mobile carrier via a mobile application if you authorize us to do so. You may cancel your services for ongoing transactions/services at any time by calling customer care or by using any other method specified on the sites.
These Terms of Use and any notices or other communications regarding the Facilities may be provided to you electronically, and you agree to receive communications from the Website in electronic form. Electronic communications may be posted on the Website and/or delivered to your registered email address, mobile phones etc either by HIIB or Companies with whom the services are availed. All communications in electronic format will be considered to be in “writing”. Your consent to receive communications electronically is valid until you revoke your consent by notifying us of your decision to do so. If you revoke your consent to receive communications electronically, HIIB shall have the right to terminate the facilities.
You are solely responsible for all information entered through or electronically transmitted to us through the Website and accept that all such data transmissions are undertaken at your own risk. By using the login service, you authorize HIIB to access and retrieve information requested by you. Each time you enter your account login information, you are permitting HIIB to process your request and use information submitted by you. You shall choose a password when registering as per the password norms specified. You are fully responsible for maintaining the confidentiality of your password and account and for all activities that occur while using your account or password. HIIB will not be liable for any loss that you may incur because of someone using your password or account, either with or without your knowledge.
All transactions, which cannot be carried out instantaneously, shall be carried out during working hours either on the same day or on the next working day or such further period as may be determined and/or specified by HIIB depending upon the time of logging of the transaction. All transactions that are carried out by and on behalf of the Customer shall be subject to Government notifications, the rules, regulations and guidelines issued by the Insurance Regulatory and Development Authority, the, the Reserve Bank of India, and those of other regulatory bodies defining rules/regulations governing the offer of any service on the Website.
We reserve the right to deny to you, at our sole discretion, access to the web site, including any portion thereof, without any prior notice.
The Customer irrevocably and unconditionally authorises HIIB to carry out his instructions, effecting such transactions as may be permitted from time to time, in accordance with these Terms and such other terms as may be specified by HIIB. Certain transactions would be effected only after the Customer authorises it by using the Customer / Transaction Password and HIIB shall have no obligation to verify the authenticity of any such duly authorised transaction.
In respect of any transactions which may be permitted HIIB from time to time, HIIB’s own records of such transactions, maintained through computer systems or otherwise, shall be accepted as conclusive and binding for all purposes. More particularly, the record of HIIB generated by the transaction(s), including the recording of the time of the transaction(s), shall be conclusive proof of the genuineness and accuracy of such transactions.
The Website is meant for personal use and is not to be used for any commercial purpose. HIIB cannot promise that the Website will be uninterrupted or entirely error free. Because of the nature of the Internet, the Website is provided on an ‘as is’ basis without any warranty. HIIB will not be responsible for any reason whatsoever if the Website is unavailable for use. HIIB for itself and any Companies and third party providing information or content on this Website, makes no representations or warranties, either express, implied, statutory or otherwise of merchantability, fitness for a particular purpose or non-infringement of third party rights with respect to the website, the information or any products or facilities to which the information refers. HIIB will not be liable to you or any third party for any damages of any kind including but not limited to direct, indirect, incidental, consequential or punitive damages, arising from or connected with the site, including but not limited to your use of this site or your inability to use the site, even if HIIB has previously been advised of the possibility of such damages. Any access to information hosted on third party websites of billers/ banks/ merchants/ companies etc is not intended and shall be treated as an offer to sell or the solicitation of an offer to buy any product/ offering of these companies or third parties.
The Facilities Provider or HIIB or companies shall have absolutely no liability in connection with the information and material posted on this Website including any liability for damage to your computer hardware, data, information, materials or business resulting from the information and or lack of information and / or material available on the website. In no event shall HIIB or the Companies be liable for any special, incidental, consequential, exemplary or punitive damage for any loss, arising out of or in connection with (a) the use, misuse or the inability to use this Website (b) unauthorised access to or alteration of your transmissions or data (c) statements or conduct of any third party on the site or (d) any other matter of whatever nature relating to this Website.
Further HIIB cannot forsee or anticipate any technical or other difficulties. The website may contain errors, bugs or other problems. These difficulties may result in loss of data, personalisation settings or other facilities interruptions. The Website does not assume responsibility for the timelines, deletion, mis-delivery or failure to store any user data, communications or personalisation settings.
The Facilities Provider and the providers of information shall not be liable, at any time, for any failure of performance, error, omission, interruption, deletion, defect, delay in operation or transmission, computer virus, communications line failure, theft or destruction or unauthorised access to, alteration of, or use of information contained in this Website.
HIIB makes every effort to ensure, but cannot and does not guarantee, and makes no warranties as to the accuracy, accessibility, integrity and timeliness of the contents described in the Website. The contents in the Website are meant only for information purposes only. HIIB assumes no liability or responsibility for any errors or omissions or inaccuracies in the contents of the Website and further disclaims any liability of any nature for any loss howsoever caused in connection with using the website. While HIIB makes every effort to ensure that any software or information to be downloaded from the Website is free of virus, however it cannot guarantee that the software or information is free from any or all viruses. HIIB is not responsible for any loss or damage howsoever caused by the software and related codes, including viruses and worms. To the fullest extent permissible pursuant to applicable laws, HIIB disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose. HIIB does not warrant that the functions contained in the Website will be uninterrupted.
You agree and acknowledge that for undertaking any financial transaction through the website, HIIB may undertake client/customer due diligence measures and seek mandatory information required for KYC purpose which as a customer you are obliged to give, while facilitating your request for insurance requirements with the insurance company(ies), in accordance with applicable laws and rules. Where required, you hereby consent to and authorize HIIB to obtain your credit information through authorized entities. HIIB may obtain sufficient information to establish, to its satisfaction or the insurance company, the identity of each new customer, and the purpose of the intended nature of insurance relationship between you and the insurance company(ies). You agree and understand that you shall ensure that any payment towards insurance premium is remitted only through your bank account or from a joint bank account in which you are a joint holder. In the event, payment towards insurance premium is remitted through a bank account opened in the name of a third party(i.e. not being in your name), you agree and acknowledge that HIIB can undertake enhanced due diligence measures(including any documentation), to satisfy itself relating to customer due diligence requirements. You further agree and acknowledge that, in line with the requirements and obligations under the PMLA Act and rules, all refunds shall be processed by the insurance company(ies) through us to the bank account which was used to remit payment of insurance premium.
Unless otherwise stated, all materials, including images, designs, icons, photographs, video clips, animation, contents etc. written and other materials that are part of the Website are copyrights, trademarks, trade dress, designs and/or other intellectual properties owned, controlled or licensed by HIIB and are protected by Indian and/or International copyright and other intellectual property laws. Nothing contained herein shall be construed as conferring any license or right, by implications, estoppels or otherwise, under copyright or other intellectual property rights.
You agree to indemnify and hold harmless HIIB, its parent companies, subsidiaries, affiliates, officers, directors, agents, employees, co-branders or other partners, and suppliers, from any claim, demand, action, or damage, including reasonable attorney's fees, made by any third party due to, arising out of or related to your use of the Website, your violation of the Terms & Conditions, any right of another, your connection to the Website.
HIIB, companies or any of its third party service providers and the processor banks/ merchants etc. shall not be deemed to have waived any of its/their rights or remedies hereunder, unless such waiver is in writing. No delay or omission on the part of HIIB and the Companies, in exercising any rights or remedies shall operate as a waiver of such right or remedies or any other right or remedies. A waiver on any occasion shall not be construed as a bar or waiver of any rights or remedies on future occasions.
HIIB shall not be liable for any delay or failure in performance resulting directly or indirectly from acts of nature, forces, or causes beyond their reasonable control, including, without limitation, Internet failures, computer equipment failures, telecommunication equipment failures, other equipment failures, electrical power failures, strikes, virus, other malicious computer code, hacking, labour disputes, riots, insurrections, civil disturbances, shortages of labour or materials, fires, flood, storms, explosions, acts of God, war, earthquake, governmental actions, orders of domestic or foreign courts or tribunals, non-performance of third parties, or loss of or fluctuations in heat, light, or air conditioning.
Notices under these Terms may be given by HIIB and the Customer in writing by delivering them by hand or by sending them by post to the last address given by the Customer and in the case of HIIB to the address mentioned on the web site.
In addition, Hyundai India Insurance Broking may also publish notices of general nature, which are applicable to all Visitors or Customers in a newspaper or on its web site. Such notices will have the same effect as a notice served individually to each Visitor or Customer. In the case of hand delivery, cable, telex, facsimile notices or electronic communication notices or instructions will be deemed served 7 days after posting or upon receipt as the case may be. Documents, which / may be sent by electronic communication between the parties, may be in the form of an electronic mail, an electronic mail attachment, or in the form of an available download from the web site. HIIB shall be deemed to have fulfilled any legal obligation to deliver to the Customer if any such document is sent via electronic delivery. Any instructions received from the Customer / Visitor by means of electronic delivery or by facsimile would be deemed to have been sent on paper.
HIIB reserves the right, in its sole discretion, to discontinue temporarily or permanently or terminate or otherwise limit your access to any or all HIIB websites and the related services or any portion thereof at any time, without notice and HIIB shall not be liable to you for the same.
You agree and understand that the Website will automatically receive and collect certain anonymous information in standard usage logs through the Web server, including computer/ computer resource- identification information obtained from “cookies” sent to your browser from a web server or other means as explained in the Privacy Policy
The user acknowledges that the usage of the Website by the user does not constitute a joint venture, partnership, employment or agency relationship between the user and HIIB. You agree not to hold yourself as a representative, agent, or employee of HIIB and HIIB shall not be liable for any representation, act, or omission of the user.
HIIB reserves the right to add, amend, revise, suspend or cancel in whole or change the contents of the Website, terms, conditions or remove any of the products, promotions, services offers etc. as it may deem fit and proper without prior notice and it is therefore strongly recommended to regularly check the Website or Sites or contact your nearest HIIB dealer before making any decisions.
This Website specifically prohibits you from usage of any of its facilities in any countries or jurisdictions that do not corroborate to all stipulations of these Terms of use. The Website is specifically for users in the territory of India. In case of any dispute, either judicial or quasi judicial the same will be subject to the laws of India. ,The interpretation of these terms and conditions shall be construed in accordance with and governed by the laws of India without giving effect to conflict of laws provision. By using the Website, you consent that the Courts in Gurugram, Haryana alone will have exclusive jurisdiction in all disputes arising out of or relating the use of the Website.
Any dispute relating to enforcement, interpretation or application of these terms and conditions shall be subject to Arbitration of Sole Arbitrator to be appointed by HIIB. The venue of Arbitration shall be at Gurugram, Haryana. The Arbitration Proceedings shall be in accordance with the Arbitration and Conciliation Act, 1996 or re-enactment or as amended from time to time.
If any part of these Terms and Conditions are determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of the Terms and Conditions shall continue in effect.
The Website is only for information purposes. But for all practical and legal purposes you are required to address your communication by certified mail to the below given address:
Hyundai India Insurance Broking Private Limited
Registered and corporate office : 16th Floor, Building No. 9A
DLF Cyber City, DLF Phase III
Gurugram, Haryana - 122001.
Date of Incorporation: 08th Nov 2021
CIN: U67200HR2021PTC098982
IRDAI Registration Number: 822
Valid till: 30th May 2025