Motor Insurance – Add on covers
Zero Depreciation
Covers cost of depreciation of parts (including paint) at the time of partial loss claims.
Consumables
Covers the cost of consumables e.g. engine oil, gear oil, coolant, nuts and bolts, etc.
Engine Protect
Covers damages incurred by the engine and gear box of the car due to water ingression (hydrostatic lock) or leakages of lubricating oil.
Key Protect
Covers cost of repair or replacement of stolen / damaged keys or lockset.
Return To Invoice
Covers the difference between Insured Declared Value (IDV) and current On-Road Price (invoice value) in case of total loss / theft claim.
Loss of Personal Belongings
Covers loss, theft or damage to Insured's personal belongings (including mobile and laptop) while they are inside vehicle at the time of accident / theft of vehicle.